- Chapter 718: what Florida's Condominium Act requiresThe records an association has to keep, how fast it has to produce them, and what happens when it doesn't.Florida Statutes, Chapter 718 (the Condominium Act)
- SB 4D milestone inspections: which buildings, and by whenThe 2022 law that put structural inspections and funded reserves on a statutory clock.SB 4D (2022), and ss. 553.899 and 718.301(4)(p), F.S.
- SIRS: the structural integrity reserve study, in plain EnglishWhat a reserve study is, why lenders ask for it, and what its absence does and doesn't mean.s. 718.111(12), F.S. (retention) and SB 4D (scope)
- The August 2026 conventional Full Review changeWhy we publish no conventional status, and what changed for condo buyers using Fannie Mae or Freddie Mac financing.Fannie Mae and Freddie Mac selling guides — investor policy, not Florida law
- FHA condo approval, HRAP, and the single-unit routeWhat project approval is, why so few South Florida buildings hold one, and what an expired approval really means.HUD Condominium Project Approval (HRAP) — federal programme rules
How to read these pages
These are explainers, not advice, and they describe rules in general rather than any particular building or association. Where a page quotes a statute it gives the citation and the source the text came from; where a rule is investor policy rather than law, the page says so instead of borrowing a citation that doesn’t apply. Statutes and programme rules change — check the as-of date, and take anything that affects a decision to a Florida attorney or a licensed loan officer.
15 statute provisions on file · Not legal or financial advice · Not affiliated with any government agency