SB 4D milestone inspections: which buildings, and by when
The 2022 law that put structural inspections and funded reserves on a statutory clock.
Senate Bill 4D, enacted on 26 May 2022 in the wake of the Surfside collapse, introduced milestone structural inspections and tightened the budgeting rules that sit behind them. It applies most directly to condominium buildings of three storeys or more.
A milestone inspection is a structural assessment carried out by a licensed engineer or architect on a statutory schedule. Where the first phase raises questions, a second, more detailed phase follows. The resulting report is a record the association has to retain, and it is one of the first documents a lender or insurer will ask to see.
Being enrolled in the milestone programme is a fact about a building — normally that it is three storeys or taller — and not a finding against it. Our building records show milestone status as informational for exactly that reason. What matters for a buyer is whether the inspection has been done, what it found, and what the association has budgeted in response.
| Citation | Requirement | Deadline / retention |
|---|---|---|
| SB 4D (enacted May 26, 2022)Milestone inspection / reserves | Stricter inspection and HOA budgeting rules, particularly for condos three stories or higher. | Implementation required by December 31, 2024 |
| ss. 553.899 and 718.301(4)(p), F.S.Structural / life safety inspection reports | Copy of inspection report must be retained by the association. | 15 years after receipt |
- Ask whether the milestone inspection has been completed, and whether it went to a second phase.
- Ask what the association budgeted in response, and whether any assessment has been voted on or is under discussion.
- If no report has reached the public record, that is unconfirmed — ask the association directly rather than assuming either way.