What is a non-warrantable condo in Haverhill?
A building that fails Fannie Mae/Freddie Mac project review — commonly for insurance gaps (the $50,000 per-unit deductible cap), reserves under 10% (15% from January 2027), unaddressed repairs from an inspection, litigation, or condo-hotel traits. Since August 3, 2026, EVERY conventional Haverhill condo loan on an 11+ unit building requires the Full Review, so warrantability now decides deals that used to skate by on big down payments.
Read from HUD’s condominium list, the VA condominium report, FL DBPR filings and county registry and building records, compiled 2026-08-08. Figures describe what was on file that day; a missing filing is recorded as unconfirmed rather than as a finding, and conventional (Fannie/Freddie) standing is not publishable in either direction.
Not legal or financial advice · Not affiliated with any government agency